Direct Selling Can Truely Be Your Gateway To Financial Freedom

Why Start a Home Business? With the number of independent direct sellers in the millions today, it’s clear that a home business truly has something to offer. Direct Sales give you the FREEDOM to decide how to earn and spend both your money and your time.

Although there’s no doubt direct selling is a growing industry, it’s not without its critics. Direct Selling has been criticized for promoting “Pyramid Schemes”, where only the top echelon of the sellers see any money or make it difficult for the average person to achieve success.

“Pyramids are illegal in all 50 states”, says Rod Nichols, Entrepreneur.com’s multi-level marketing columnist and an industry expert, in an article titled “Network Marketing: Answer to Your Top 5 Questions” In a pyramid scheme, the only people who make money are those who set in first, but in legitimate companies everyone has an equal opportunity to make money and become the top income-earner in the company.

The WFSDA also denounces pyramid scheme worldwide, and supports international legislation to control fraudulent direct-selling business.

It’s easy to debunk negative myths by the hand facts: more than 13 million people in the United States are actively involved in the industry and according to DSA research, more than 80 percent report having a positive experience.

It all depends on how much time and effort you put into it. You can take it as far as you want……..the biggest reason people fail with direct selling is they get into it with unrealistic expectations.

People can make money through direct selling, but only by treating it like a serious business and working at it everyday. Money is made when products or services are sold within your network, so if you want to earn a solid income, you’ll need to recruit a network of people who are buying and selling products/services. Excellent trainings and support are made available to help you succeed, but ultimately the success or failure of your business is up to you.

Direct selling opportunities often incomparable flexibility to just any other business. Consumers get the kind of personalized service that is often lost in an increasingly corporate market. Direct sellers not only get to know their customers, but also enjoy the freedom of being their own boss on a business they’ve chosen for themselves, success can be measured in their own ways, and as the industry continues to grow on a global scale, it’s a wonder anyone would pass up the chance to join in.

SFI Marketing Group offers direct selling in addition to online marketing/resources/training for FREE to its affiliate, a bundle worth over $295.

Choose what ever marketing method suit your ability.

I’ll be glad to have you onboard……………………..

WHAT OTHERS ARE SAYING

"This is great! I just signed up, and already thing are happening!!! Thanks, SFI, For all the personal attention."

Richard L. Peterson
WA, UNITED STATES

"I just wanted to take a minute to thank SFI for being so helpful and interested in my future success. Your training and constant presence makes me feel as though I am in good hands."

Dolly Lawrence
IL, UNITED STATES

"I have been in lots of programs in the past and nothing compares to SFI. It is a great opportunity for anyone. I am so excited to be a part of SFI!! Brenda Griner, KY, United States"

Brenda Griner
KY, UNITED STATES

"When I [joined] SFI, I was overwhelmed by the wealth of information for people such as myself who are looking for a solid, sound foundation to financial freedom...Thank you, Mr. Carson, founder of such an elite and prestigous financial system."

Amelia Allen-Ray
SC, UNITED STATES

"I have been involved in many different programs over the years. But I never experienced the growth or commission potential that SFI offers. I have been advancing and seeing a profit since DAY ONE!!! In short, SFI is the BEST and ONLY program to belong to. TO SUCCESS!!!!"

Vernon Shyver
NC, UNITED STATES

About the Author

John Benjamin, "A successful Entrepreneur" is the author of What You Need to Know About Direct Selling. http://www.moreinfo247.com/8318685/FREE

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Life Insurance If You Are Gay

You are probably going to need life assurance if you want to insure your health or your income should you become ill and unable to work- something which is especially important for single people or people with dependents, including a same-sex partner.There are also instances, like buying a house, when life insurance may be necessary.

Providers might want to know if you are gay.They will ask you to complete an application form which will include information on whether your partner is in the homosexual category.The enquiry may not be direct but the insurance company will subsequently send out an intrusive questionnaire on lifestyle.

It might be tempting not to disclose information or to give false details but this would only serve invalidate your insurance and is consequently a very bad idea.Furthermore, this can give rise to considerable difficulties when reapplying to other companies.

Once the form has been completed, you may then be requested to take a test to find out if you are HIV positive.There are no pre-set rules on testing and insurance companies are fairly random in their selection process.

If you do test positive for HIV, it will be difficult to buy products associated with life insurance.Simply taking the test itself can result in a refusal of cover by some insurers, even if the result is negative.
Even if you pass all the tests satisfactorily some companies will still double or treble your premiums.Most companies will insist on HIV testing for gay men who apply for income protection or critical illness policies even though neither would pay out for an HIV related claim.If you believe life cover has been unfairly refused, write to the Association of British Insurers at 51 Gresham Street, London, EC2V 7HQ.Phil Carvosso, of Carvosso & Co, a financial adviser based in Brighton, says: 'It is not nice knowing the insurer can claim rights to some of your blood.Understandably the test can be harrowing.

He recommends that you take the test on your own terms in advance of going to an insurer.To avoid insurance companies being allowed access to areas of your medical history, some people suggest getting drug or STD treatment at anonymous clinics which are available in nearly every town or city.The National Aids Helpline or the Terrence Higgins Trust should be able to help you locate a suitable one.Present guidelines used by the insurance industry in relation to gay applications are very out of date.The ABI has been considering new proposals thanks to tireless campaigning by gay IFA Chris Morgan and the Terrence Higgins Trust.

There has already been an agreement between The ABI and The British Medical Association whereby doctors should not be requested to give information on STIs and negative HIV tests.New proposals would make the risk assessment undertaken by insurance more up- to- date by ensuring that safe sexual behaviour, rather than sexuality, is the criterion.

Although it may be some time before new guidelines are fully implemented, gay applicants can normally still obtain the cover they need even in the present system.Independent Financial Advisors, specialising in gay finance can often find cover without any need for testing and on precisely the same terms that apply to heterosexual applicants.

Mr Carvosso recommends Scottish Widows which he feels is more sympathetic than some banks.Shopping on-line can also generate some of the best prices.theidol.com is reportedly one of the cheapest, offering all types of life insurance, including that for gay applicants.Isis Financial Planners (tel.08000 1960 69) also specialises in gay insurance.

About the Author

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